Sternberger Products & Services greatly benefit Businesses, Families and Individuals. Whether you are an individual, family, small business or a large corporation, Sternberger Financial & Insurance Services has custom solutions just for you.

• Health Benefits
• Employee Benefits
• Disability Insurance
• Estate Planning
• Business and Personal Life Insurance
• Long Term Care Insurance
• Buy-Sell Funding
• Key-Person Protection
• Cobra Services
• Section 125 Premium Plans and Cafeteria Plans

Good Employee Benefits = A positive impact on company profits, Attracts qualified employees, improves retention, creates an environment for better employee performance!

Disability = It can pay you an income (which can be tax-free), when bad health does not allow you to work.

Estate Planning = Planning an orderly passing on of your assets to your heirs, based on your wishes, and in consideration of tax law. If you do not plan, your wishes will likely not happen.

Life Insurance = Protection for loved ones, Cash at a moment of crisis to provide a financial safety-net, when loved ones will need it most.

Business Life Insurance = Key-Person & Buy-Sell Funding = Cash at key moments will provide financial stability, so a business can continue doing business tomorrow. It is often required by a bank for a loan or a venture capitalist to secure their investment.

Long Term Care = Quality Of Life Protection = More Independence & Freedom – Provides you help when you need assistance with activities of daily living. This type of plan can give your mom or dad a better chance to remain in their home rather than a nursing home.

Today, we find our clients to be more sophisticated, better informed, and looking for service, choice and value that are second to none. At Sternberger, you receive all of these advantages.